Marketplace operator
we provide the online venue and tools through which Merchants list Goods and Customers and Business Buyers discover, apply for and acquire them.
Technology. People. Possibilities.
A connected hire-purchase ecosystem for Ghana.
adepapay.com · Operated by Bridgeway Technology Limited
Built around connection
AdepaPay is a hire-purchase ecosystem for Ghana, accessible at adepapay.com and owned and operated by Bridgeway Technology Limited, a company incorporated in Ghana under the Companies Act, 2019 (Act 992). AdepaPay connects the people and businesses involved in acquiring goods on hire-purchase and instalment terms and provides the tools that make those transactions possible.
One connected platform
AdepaPay operates in four connected capacities:
we provide the online venue and tools through which Merchants list Goods and Customers and Business Buyers discover, apply for and acquire them.
we provide identity-verification, affordability and indicative credit-scoring tools, including a Customer risk score built from purchase and repayment behaviour.
we enable deposits, instalments and collections to be processed through licensed third-party Payment Partners regulated by the Bank of Ghana, including processing refunds to Customers once a Merchant has initiated them.
we give Merchants onboarding, catalogue, record-keeping and management tools to run their hire-purchase business.
An ecosystem for people and businesses
Customers acquiring Goods on hire-purchase for personal use.
Business Buyers — companies purchasing from Merchants on a business-to-business (B2B) basis, including on hire-purchase.
Merchants listing and supplying Goods.
Finance Partners providing credit or hire-purchase financing.
Insurance Partners offering related insurance cover.
Clear roles. Informed decisions.
AdepaPay is a neutral technology intermediary. We are not a seller, owner of goods, lender, financier, insurer, underwriter or bank, and we are not a party to the contracts formed between Users. Every hire-purchase, sale, credit or insurance contract is formed directly between the relevant Users, who are responsible for its terms and performance. Our full legal role is set out in the AdepaPay Terms and Conditions.
Read our Terms and ConditionsResponsibility at the core
We are committed to operating lawfully and responsibly, including handling personal data in accordance with the Data Protection Act, 2012 (Act 843), facilitating payments only through licensed Payment Partners under the Payment Systems and Services Act, 2019 (Act 987), and protecting the integrity and intellectual property of the platform.
Read our Privacy PolicyStay connected
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